SWIFT/BIC code HLFXGB21L72

HLFXGB21L72 belongs to Halifax PLC in Inverness, United Kingdom.

HLFXGB21L72

Code details

SWIFT/BIC codeHLFXGB21L72
8-character codeHLFXGB21
Branch codeL72
BankHalifax PLC
BranchInverness,business
CityInverness
CountryUnited Kingdom

How the Halifax PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
L72 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind BIC HLFXGB21L72?

HLFXGB21L72 identifies Inverness,business, a unit of Halifax PLC in Inverness, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.

What happens if I enter HLFXGB21L72 incorrectly?

Your transfer can bounce, get stuck or cost extra. Always check HLFXGB21L72 with the recipient before you confirm.

What is the cheapest way to send money to Halifax PLC in United Kingdom?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in British Pound with specialist providers before you send – the difference can be large.

What do the letters in HLFXGB21L72 stand for?

HLFX is the institution code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the code for the city or region and L72 is the code of the branch Inverness,business.

Do I need HLFXGB21L72 for a euro transfer to United Kingdom?

United Kingdom is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need HLFXGB21L72.

How long does a transfer to Halifax PLC take?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.