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SWIFT/BIC code HLFXGB21L78

HLFXGB21L78 belongs to Halifax PLC in Colchester, United Kingdom.

HLFXGB21L78

Code details

SWIFT/BIC codeHLFXGB21L78
8-character codeHLFXGB21
Branch codeL78
BankHalifax PLC
BranchIpswich Buttermarket
CityColchester
CountryUnited Kingdom

How the Halifax PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
L78 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code HLFXGB21L78?

HLFXGB21L78 is the SWIFT/BIC code of Ipswich Buttermarket, a branch or department of Halifax PLC in Colchester, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.

Can I use HLFXGB21 instead of HLFXGB21L78?

HLFXGB21 is the main office of Halifax PLC, while HLFXGB21L78 points to Ipswich Buttermarket. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention HLFXGB21L78.

Do I need HLFXGB21L78 for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need HLFXGB21L78.

How long does it take to send money to Halifax PLC in United Kingdom?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.

What happens if I use HLFXGB21L78 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check HLFXGB21L78 with the recipient before sending.

What is the cheapest way to send money to Halifax PLC?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.