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SWIFT/BIC code HLFXGB21L97

HLFXGB21L97 belongs to Halifax PLC in Kelso, United Kingdom.

HLFXGB21L97

Code details

SWIFT/BIC codeHLFXGB21L97
8-character codeHLFXGB21
Branch codeL97
BankHalifax PLC
BranchKelso
CityKelso
CountryUnited Kingdom

How the Halifax PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
L97 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT/BIC code HLFXGB21L97?

HLFXGB21L97 is the SWIFT/BIC code of Kelso, part of Halifax PLC in Kelso, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.

What do the letters in HLFXGB21L97 mean?

HLFX is the institution code of Halifax PLC, GB stands for United Kingdom, 21 is the code for the city or region and L97 identifies the department Kelso.

What happens if I use HLFXGB21L97 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check HLFXGB21L97 against the details from Halifax PLC before you confirm.

How long does it take to send money to Halifax PLC in United Kingdom?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Do I need HLFXGB21L97 to send euros to United Kingdom?

United Kingdom is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need HLFXGB21L97.

What is the best way to send money to Halifax PLC in United Kingdom?

Many banks add several percent to the exchange rate on top of a fee. Check what you receive in British Pound with transfer services before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.