SWIFT/BIC code HLFXGB21M04
HLFXGB21M04 belongs to Halifax PLC in London, United Kingdom.
Code details
| SWIFT/BIC code | HLFXGB21M04 |
|---|---|
| 8-character code | HLFXGB21 |
| Branch code | M04 |
| Bank | Halifax PLC |
| Branch | Kensington |
| City | London |
| Country | United Kingdom |
How the Halifax PLC SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HLFX Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- M04 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT code HLFXGB21M04?
HLFXGB21M04 identifies Kensington, a unit of Halifax PLC in London, United Kingdom. Only use it if the account is held at this specific branch.
What is the best way to send money to Halifax PLC in United Kingdom?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with transfer services before you send.
What happens if I use HLFXGB21M04 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check HLFXGB21M04 against the details from Halifax PLC before sending.
What do the letters in HLFXGB21M04 stand for?
HLFX is the institution code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the code for the city or region and M04 is the code of the department Kensington.
Can I use HLFXGB21 instead of HLFXGB21M04?
HLFXGB21 is the head office of Halifax PLC, while HLFXGB21M04 points to Kensington. Most international transfers work with the head office code, but use HLFXGB21M04 if the recipient asks for it.
How long does a transfer to Halifax PLC take in United Kingdom?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.