SWIFT/BIC code HLFXGB21M48
HLFXGB21M48 belongs to Halifax PLC in Kirkcaldy, United Kingdom.
Code details
| SWIFT/BIC code | HLFXGB21M48 |
|---|---|
| 8-character code | HLFXGB21 |
| Branch code | M48 |
| Bank | Halifax PLC |
| Branch | Kirkcaldy 128 High Street |
| City | Kirkcaldy |
| Country | United Kingdom |
How the Halifax PLC SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HLFX Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- M48 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT code HLFXGB21M48?
The code HLFXGB21M48 belongs to Kirkcaldy 128 High Street, part of Halifax PLC in Kirkcaldy, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.
Can I use HLFXGB21 instead of HLFXGB21M48?
HLFXGB21 points to the main office of Halifax PLC, while HLFXGB21M48 points to Kirkcaldy 128 High Street. Most international transfers work with the head office code, but use HLFXGB21M48 if the recipient asks for it.
What is the cheapest way to send money to Halifax PLC in United Kingdom?
Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with specialist providers before you send – the difference can be large.
How long does it take to send money to Halifax PLC in United Kingdom?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Do I need HLFXGB21M48 for a euro transfer to United Kingdom?
United Kingdom belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need HLFXGB21M48.
What does each part of HLFXGB21M48 mean?
HLFX is the bank code of Halifax PLC, GB stands for United Kingdom, 21 is the code for the city or region and M48 identifies the branch Kirkcaldy 128 High Street.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.