SWIFT/BIC code HLFXGB21M49
HLFXGB21M49 belongs to Halifax PLC in Kirkcaldy, United Kingdom.
Code details
| SWIFT/BIC code | HLFXGB21M49 |
|---|---|
| 8-character code | HLFXGB21 |
| Branch code | M49 |
| Bank | Halifax PLC |
| Branch | Kirkcaldy,mitchelston |
| City | Kirkcaldy |
| Country | United Kingdom |
The way the Halifax PLC SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HLFX Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- M49 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code HLFXGB21M49?
HLFXGB21M49 identifies Kirkcaldy,mitchelston, a unit of Halifax PLC in Kirkcaldy, United Kingdom. Use this branch code only when the account is held at this specific branch.
What is the cheapest way to send money to Halifax PLC in United Kingdom?
Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in British Pound with specialist providers before you send – the difference can be large.
Do I need HLFXGB21M49 for a euro transfer to United Kingdom?
United Kingdom is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need HLFXGB21M49.
How long does it take to send money to Halifax PLC?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Can I use HLFXGB21 instead of HLFXGB21M49?
HLFXGB21 is the head office of Halifax PLC, while HLFXGB21M49 points to Kirkcaldy,mitchelston. Most international transfers work with the head office code, but use HLFXGB21M49 if the recipient asks for it.
What happens if I enter HLFXGB21M49 with a typo?
The payment may be delayed, returned or charged extra fees. Double-check HLFXGB21M49 with the recipient before sending.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.