SWIFT/BIC code HLFXGB21M78
HLFXGB21M78 belongs to Halifax PLC in Leeds, United Kingdom.
Code details
| SWIFT/BIC code | HLFXGB21M78 |
|---|---|
| 8-character code | HLFXGB21 |
| Branch code | M78 |
| Bank | Halifax PLC |
| Branch | Leeds |
| City | Leeds |
| Country | United Kingdom |
How the Halifax PLC SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HLFX Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- M78 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code HLFXGB21M78?
HLFXGB21M78 identifies Leeds, part of Halifax PLC in Leeds, United Kingdom. Only use it if the account is held at this specific branch.
Can I use HLFXGB21 instead of HLFXGB21M78?
HLFXGB21 points to the main office of Halifax PLC, while HLFXGB21M78 points to Leeds. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention HLFXGB21M78.
What do the letters in HLFXGB21M78 mean?
HLFX is the bank code of Halifax PLC, GB stands for United Kingdom, 21 is the code for the city or region and M78 identifies the branch Leeds.
Do I need HLFXGB21M78 for a euro transfer to United Kingdom?
United Kingdom belongs to the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need HLFXGB21M78.
How long does it take to send money to Halifax PLC?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.
What happens if I use HLFXGB21M78 with a typo?
The payment may be delayed, returned or charged extra fees. Double-check HLFXGB21M78 against the details from Halifax PLC before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.