SWIFT/BIC code HLFXGB21O28

HLFXGB21O28 belongs to Halifax PLC in Luton, United Kingdom.

HLFXGB21O28

Code details

SWIFT/BIC codeHLFXGB21O28
8-character codeHLFXGB21
Branch codeO28
BankHalifax PLC
BranchLuton Bute Street (110496
CityLuton
CountryUnited Kingdom

How the Halifax PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
O28 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code HLFXGB21O28?

HLFXGB21O28 identifies Luton Bute Street (110496, a unit of Halifax PLC in Luton, United Kingdom. Only use it if the recipient or their bank explicitly asks for it.

How long does a transfer to Halifax PLC take in United Kingdom?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need HLFXGB21O28 for a euro transfer to United Kingdom?

United Kingdom is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need HLFXGB21O28.

What is the cheapest way to send money to Halifax PLC in United Kingdom?

Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in British Pound with transfer services before you send.

Can I use HLFXGB21 instead of HLFXGB21O28?

HLFXGB21 is the main office of Halifax PLC, while HLFXGB21O28 is Luton Bute Street (110496. For a normal transfer the head office code is usually fine, but use HLFXGB21O28 if the recipient asks for it.

What happens if I enter HLFXGB21O28 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check HLFXGB21O28 with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.