SWIFT/BIC code HLFXGB21O39

HLFXGB21O39 belongs to Halifax PLC in Macduff, United Kingdom.

HLFXGB21O39

Code details

SWIFT/BIC codeHLFXGB21O39
8-character codeHLFXGB21
Branch codeO39
BankHalifax PLC
BranchMacduff
CityMacduff
CountryUnited Kingdom

The way the Halifax PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
O39 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC HLFXGB21O39?

HLFXGB21O39 is the SWIFT/BIC code of Macduff, a branch or department of Halifax PLC in Macduff, United Kingdom. Use this branch code only when the account is held at this specific branch.

What happens if I use HLFXGB21O39 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check HLFXGB21O39 against the details from Halifax PLC before sending.

How long does a transfer to Halifax PLC take?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Do I need HLFXGB21O39 to send euros to United Kingdom?

United Kingdom belongs to the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you do need HLFXGB21O39.

Can I use HLFXGB21 instead of HLFXGB21O39?

HLFXGB21 points to the head office of Halifax PLC, while HLFXGB21O39 points to Macduff. For a normal transfer the head office code is usually fine, but use HLFXGB21O39 if the recipient asks for it.

What does each part of HLFXGB21O39 mean?

HLFX is the institution code of Halifax PLC, GB stands for United Kingdom, 21 is the location code and O39 identifies the branch Macduff.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.