SWIFT/BIC code HLFXGB21O63
HLFXGB21O63 belongs to Halifax PLC in Manchester, United Kingdom.
Code details
| SWIFT/BIC code | HLFXGB21O63 |
|---|---|
| 8-character code | HLFXGB21 |
| Branch code | O63 |
| Bank | Halifax PLC |
| Branch | Manchester Royal Exchange |
| City | Manchester |
| Country | United Kingdom |
The way the Halifax PLC SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HLFX Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- O63 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind BIC HLFXGB21O63?
HLFXGB21O63 is the SWIFT/BIC code of Manchester Royal Exchange, a unit of Halifax PLC in Manchester, United Kingdom. Only use it if the recipient or their bank explicitly asks for it.
What is the cheapest way to send money to Halifax PLC in United Kingdom?
Banks often add 1–3% to the exchange rate on top of a fee. Compare what you receive in British Pound with transfer services before you send – the difference can be large.
What happens if I use HLFXGB21O63 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check HLFXGB21O63 against the details from Halifax PLC before sending.
Can I use HLFXGB21 instead of HLFXGB21O63?
HLFXGB21 is the main office of Halifax PLC, while HLFXGB21O63 points to Manchester Royal Exchange. For a normal transfer the head office code is usually fine, yet use HLFXGB21O63 if the recipient asks for it.
What do the letters in HLFXGB21O63 stand for?
HLFX is the institution code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the location code and O63 is the code of the department Manchester Royal Exchange.
Do I need HLFXGB21O63 to send euros to United Kingdom?
United Kingdom belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need HLFXGB21O63.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.