SWIFT/BIC code HLFXGB21O65

HLFXGB21O65 belongs to Halifax PLC in Manchester, United Kingdom.

HLFXGB21O65

Code details

SWIFT/BIC codeHLFXGB21O65
8-character codeHLFXGB21
Branch codeO65
BankHalifax PLC
BranchManchester University (110668
CityManchester
CountryUnited Kingdom

The way the Halifax PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
O65 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code HLFXGB21O65?

The code HLFXGB21O65 belongs to Manchester University (110668, part of Halifax PLC in Manchester, United Kingdom. Only use it if the recipient or their bank explicitly asks for it.

What happens if I use HLFXGB21O65 with a typo?

The payment may be delayed, returned or charged extra fees. Always check HLFXGB21O65 with the recipient before you confirm.

Do I need HLFXGB21O65 to send euros to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you still need HLFXGB21O65.

How long does a transfer to Halifax PLC take in United Kingdom?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.

Can I use HLFXGB21 instead of HLFXGB21O65?

HLFXGB21 is the head office of Halifax PLC, while HLFXGB21O65 points to Manchester University (110668. For a normal transfer the head office code is usually fine, yet use HLFXGB21O65 if the recipient asks for it.

What do the letters in HLFXGB21O65 mean?

HLFX is the bank code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the code for the city or region and O65 identifies the branch Manchester University (110668.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.