SWIFT/BIC code HLFXGB21O74
HLFXGB21O74 belongs to Halifax PLC in Margate, United Kingdom.
Code details
| SWIFT/BIC code | HLFXGB21O74 |
|---|---|
| 8-character code | HLFXGB21 |
| Branch code | O74 |
| Bank | Halifax PLC |
| Branch | Margate |
| City | Margate |
| Country | United Kingdom |
The way the Halifax PLC SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HLFX Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- O74 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses SWIFT code HLFXGB21O74?
HLFXGB21O74 identifies Margate, part of Halifax PLC in Margate, United Kingdom. Only use it if the account is held at this specific branch.
Do I need HLFXGB21O74 to send euros to United Kingdom?
United Kingdom is part of the SEPA area. For euro transfers the IBAN normally suffices and many banks fill in the BIC automatically. If you send another currency you do need HLFXGB21O74.
How long does a transfer to Halifax PLC take in United Kingdom?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
What is the cheapest way to send money to Halifax PLC in United Kingdom?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with transfer services before you send – the difference can be large.
Can I use HLFXGB21 instead of HLFXGB21O74?
HLFXGB21 points to the head office of Halifax PLC, while HLFXGB21O74 is Margate. For a normal transfer the head office code is usually fine, yet use HLFXGB21O74 if the recipient asks for it.
What does each part of HLFXGB21O74 stand for?
HLFX is the institution code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the code for the city or region and O74 is the code of the branch Margate.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.