SWIFT/BIC code HLFXGB21O81

HLFXGB21O81 belongs to Halifax PLC in Leeds, United Kingdom.

HLFXGB21O81

Code details

SWIFT/BIC codeHLFXGB21O81
8-character codeHLFXGB21
Branch codeO81
BankHalifax PLC
BranchMatrix (Su
CityLeeds
CountryUnited Kingdom

The way the Halifax PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
O81 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code HLFXGB21O81?

HLFXGB21O81 identifies Matrix (Su, part of Halifax PLC in Leeds, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.

What do the letters in HLFXGB21O81 stand for?

HLFX is the bank code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the code for the city or region and O81 is the code of the department Matrix (Su.

Can I use HLFXGB21 instead of HLFXGB21O81?

HLFXGB21 points to the head office of Halifax PLC, while HLFXGB21O81 is Matrix (Su. For a normal transfer the head office code is usually fine, yet use HLFXGB21O81 if the recipient asks for it.

Do I need HLFXGB21O81 to send euros to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN normally suffices. If you send another currency you still need HLFXGB21O81.

How long does a transfer to Halifax PLC take in United Kingdom?

Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

What happens if I enter HLFXGB21O81 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check HLFXGB21O81 with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.