SWIFT/BIC code HLFXGB21O85
HLFXGB21O85 belongs to Halifax PLC in Leeds, United Kingdom.
Code details
| SWIFT/BIC code | HLFXGB21O85 |
|---|---|
| 8-character code | HLFXGB21 |
| Branch code | O85 |
| Bank | Halifax PLC |
| Branch | Melton Mowbray |
| City | Leeds |
| Country | United Kingdom |
How the Halifax PLC SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HLFX Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- O85 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code HLFXGB21O85?
HLFXGB21O85 identifies Melton Mowbray, part of Halifax PLC in Leeds, United Kingdom. Use this branch code only when the account is held at this specific branch.
What happens if I use HLFXGB21O85 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check HLFXGB21O85 with the recipient before sending.
What is the best way to send money to Halifax PLC?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with transfer services before you send.
Do I need HLFXGB21O85 for a euro transfer to United Kingdom?
United Kingdom is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you do need HLFXGB21O85.
How long does it take to send money to Halifax PLC?
Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 1–3 business days.
Can I use HLFXGB21 instead of HLFXGB21O85?
HLFXGB21 points to the main office of Halifax PLC, while HLFXGB21O85 is Melton Mowbray. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention HLFXGB21O85.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.