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SWIFT/BIC code HLFXGB21S31

HLFXGB21S31 belongs to Halifax PLC in Ripon, United Kingdom.

HLFXGB21S31

Code details

SWIFT/BIC codeHLFXGB21S31
8-character codeHLFXGB21
Branch codeS31
BankHalifax PLC
BranchRipon
CityRipon
CountryUnited Kingdom

How the Halifax PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
S31 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT code HLFXGB21S31?

The code HLFXGB21S31 belongs to Ripon, part of Halifax PLC in Ripon, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.

How long does a transfer to Halifax PLC take in United Kingdom?

SEPA payments in euros usually arrive within one business day. Payments in other currencies can take 1–3 business days.

What is the best way to send money to Halifax PLC in United Kingdom?

Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in British Pound with specialist providers before you send – the difference can be large.

Do I need HLFXGB21S31 for a euro transfer to United Kingdom?

United Kingdom is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need HLFXGB21S31.

What happens if I enter HLFXGB21S31 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check HLFXGB21S31 with the recipient before you confirm.

What does each part of HLFXGB21S31 mean?

HLFX is the bank code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the code for the city or region and S31 identifies the branch Ripon.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.