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SWIFT/BIC code HLFXGB21S45

HLFXGB21S45 belongs to Halifax PLC in Leeds, United Kingdom.

HLFXGB21S45

Code details

SWIFT/BIC codeHLFXGB21S45
8-character codeHLFXGB21
Branch codeS45
BankHalifax PLC
BranchRomford Mtg Desk
CityLeeds
CountryUnited Kingdom

The way the Halifax PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
S45 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT/BIC code HLFXGB21S45?

The code HLFXGB21S45 belongs to Romford Mtg Desk, a branch or department of Halifax PLC in Leeds, United Kingdom. Only use it if the recipient or their bank explicitly asks for it.

What does each part of HLFXGB21S45 mean?

HLFX is the bank code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the code for the city or region and S45 is the code of the branch Romford Mtg Desk.

Can I use HLFXGB21 instead of HLFXGB21S45?

HLFXGB21 points to the main office of Halifax PLC, while HLFXGB21S45 is Romford Mtg Desk. Most international transfers work with the head office code, yet use HLFXGB21S45 if the recipient asks for it.

Do I need HLFXGB21S45 for a euro transfer to United Kingdom?

United Kingdom belongs to the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you still need HLFXGB21S45.

How long does it take to send money to Halifax PLC?

SEPA payments in euros usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

What happens if I enter HLFXGB21S45 with a typo?

The payment may be delayed, returned or charged extra fees. Double-check HLFXGB21S45 with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.