SWIFT/BIC code HLFXGB21T46
HLFXGB21T46 belongs to Halifax PLC in Edinburgh, United Kingdom.
Code details
| SWIFT/BIC code | HLFXGB21T46 |
|---|---|
| 8-character code | HLFXGB21 |
| Branch code | T46 |
| Bank | Halifax PLC |
| Branch | Sjpb Credit Cards - 119144 |
| City | Edinburgh |
| Country | United Kingdom |
The way the Halifax PLC SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HLFX Bank code
- 4 letters that identify the bank.
- GB Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- T46 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses BIC HLFXGB21T46?
HLFXGB21T46 is the SWIFT/BIC code of Sjpb Credit Cards - 119144, a unit of Halifax PLC in Edinburgh, United Kingdom. Use this branch code only when the recipient or their bank explicitly asks for it.
How long does it take to send money to Halifax PLC?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.
Do I need HLFXGB21T46 to send euros to United Kingdom?
United Kingdom is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you still need HLFXGB21T46.
What is the cheapest way to send money to Halifax PLC in United Kingdom?
Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with specialist providers before you send – the difference can be large.
What happens if I use HLFXGB21T46 with a typo?
Your transfer can bounce, get stuck or cost extra. Double-check HLFXGB21T46 with the recipient before you confirm.
What do the letters in HLFXGB21T46 mean?
HLFX is the institution code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the location code and T46 identifies the department Sjpb Credit Cards - 119144.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.