SWIFT/BIC code HLFXGB21T51

HLFXGB21T51 belongs to Halifax PLC in Edinburgh, United Kingdom.

HLFXGB21T51

Code details

SWIFT/BIC codeHLFXGB21T51
8-character codeHLFXGB21
Branch codeT51
BankHalifax PLC
BranchSjpb Mortgages - 119124
CityEdinburgh
CountryUnited Kingdom

The way the Halifax PLC SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
T51 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT/BIC code HLFXGB21T51?

HLFXGB21T51 is the SWIFT/BIC code of Sjpb Mortgages - 119124, a unit of Halifax PLC in Edinburgh, United Kingdom. Only use it if the account is held at this specific branch.

What happens if I use HLFXGB21T51 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check HLFXGB21T51 against the details from Halifax PLC before sending.

How long does a transfer to Halifax PLC take in United Kingdom?

Euro transfers within SEPA normally arrive the next business day. Payments in other currencies can take 2–4 business days.

Do I need HLFXGB21T51 to send euros to United Kingdom?

United Kingdom is part of the SEPA area. When you send euros the IBAN normally suffices. For other currencies you do need HLFXGB21T51.

Can I use HLFXGB21 instead of HLFXGB21T51?

HLFXGB21 is the head office of Halifax PLC, while HLFXGB21T51 is Sjpb Mortgages - 119124. Most international transfers work with the head office code, but follow the instructions of the recipient if they mention HLFXGB21T51.

What is the cheapest way to send money to Halifax PLC?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in British Pound with specialist providers before you send – the difference can be large.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.