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SWIFT/BIC code HLFXGB21U65

HLFXGB21U65 belongs to Halifax PLC in Stranraer, United Kingdom.

HLFXGB21U65

Code details

SWIFT/BIC codeHLFXGB21U65
8-character codeHLFXGB21
Branch codeU65
BankHalifax PLC
BranchStranraer
CityStranraer
CountryUnited Kingdom

The way the Halifax PLC SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
U65 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses SWIFT code HLFXGB21U65?

HLFXGB21U65 identifies Stranraer, a branch or department of Halifax PLC in Stranraer, United Kingdom. Use this branch code only when the account is held at this specific branch.

What happens if I use HLFXGB21U65 incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check HLFXGB21U65 with the recipient before you confirm.

Do I need HLFXGB21U65 for a euro transfer to United Kingdom?

United Kingdom is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you still need HLFXGB21U65.

How long does it take to send money to Halifax PLC?

SEPA payments in euros normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.

Can I use HLFXGB21 instead of HLFXGB21U65?

HLFXGB21 points to the head office of Halifax PLC, while HLFXGB21U65 points to Stranraer. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention HLFXGB21U65.

What does each part of HLFXGB21U65 mean?

HLFX is the institution code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the code for the city or region and U65 identifies the branch Stranraer.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.