SWIFT/BIC code HLFXGB21U85

HLFXGB21U85 belongs to Halifax PLC in Leeds, United Kingdom.

HLFXGB21U85

Code details

SWIFT/BIC codeHLFXGB21U85
8-character codeHLFXGB21
Branch codeU85
BankHalifax PLC
BranchSunderland Mtg Desk
CityLeeds
CountryUnited Kingdom

The way the Halifax PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
U85 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind SWIFT/BIC code HLFXGB21U85?

HLFXGB21U85 identifies Sunderland Mtg Desk, a branch or department of Halifax PLC in Leeds, United Kingdom. Use this branch code only when the account is held at this specific branch.

What is the cheapest way to send money to Halifax PLC?

Many banks add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in British Pound with transfer services before you send – the difference can be large.

What happens if I enter HLFXGB21U85 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check HLFXGB21U85 against the details from Halifax PLC before you confirm.

Can I use HLFXGB21 instead of HLFXGB21U85?

HLFXGB21 is the head office of Halifax PLC, while HLFXGB21U85 points to Sunderland Mtg Desk. Most international transfers work with the head office code, yet follow the instructions of the recipient if they mention HLFXGB21U85.

Do I need HLFXGB21U85 for a euro transfer to United Kingdom?

United Kingdom is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need HLFXGB21U85.

How long does a transfer to Halifax PLC take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.