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SWIFT/BIC code HLFXGB21W25

HLFXGB21W25 belongs to Halifax PLC in Watford, United Kingdom.

HLFXGB21W25

Code details

SWIFT/BIC codeHLFXGB21W25
8-character codeHLFXGB21
Branch codeW25
BankHalifax PLC
BranchWatford - 110819
CityWatford
CountryUnited Kingdom

The way the Halifax PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
W25 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC HLFXGB21W25?

HLFXGB21W25 identifies Watford - 110819, a unit of Halifax PLC in Watford, United Kingdom. Only use it if the account is held at this specific branch.

What happens if I enter HLFXGB21W25 with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check HLFXGB21W25 against the details from Halifax PLC before you confirm.

What is the cheapest way to send money to Halifax PLC?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in British Pound with specialist providers before you send.

Can I use HLFXGB21 instead of HLFXGB21W25?

HLFXGB21 points to the head office of Halifax PLC, while HLFXGB21W25 points to Watford - 110819. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention HLFXGB21W25.

What do the letters in HLFXGB21W25 stand for?

HLFX is the institution code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the code for the city or region and W25 is the code of the branch Watford - 110819.

Do I need HLFXGB21W25 for a euro transfer to United Kingdom?

United Kingdom is part of the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you do need HLFXGB21W25.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.