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SWIFT/BIC code HLFXGB21W78

HLFXGB21W78 belongs to Halifax PLC in Wick, United Kingdom.

HLFXGB21W78

Code details

SWIFT/BIC codeHLFXGB21W78
8-character codeHLFXGB21
Branch codeW78
BankHalifax PLC
BranchWick
CityWick
CountryUnited Kingdom

The way the Halifax PLC SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
W78 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses BIC HLFXGB21W78?

HLFXGB21W78 identifies Wick, part of Halifax PLC in Wick, United Kingdom. Only use it if the account is held at this specific branch.

Do I need HLFXGB21W78 for a euro transfer to United Kingdom?

United Kingdom is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need HLFXGB21W78.

How long does a transfer to Halifax PLC take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

What happens if I enter HLFXGB21W78 incorrectly?

The payment may be delayed, returned or charged extra fees. Double-check HLFXGB21W78 against the details from Halifax PLC before you confirm.

Can I use HLFXGB21 instead of HLFXGB21W78?

HLFXGB21 is the head office of Halifax PLC, while HLFXGB21W78 is Wick. For a normal transfer the head office code is usually fine, yet use HLFXGB21W78 if the recipient asks for it.

What do the letters in HLFXGB21W78 stand for?

HLFX is the bank code of Halifax PLC, GB is the ISO code of United Kingdom, 21 is the code for the city or region and W78 identifies the branch Wick.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.