SWIFT/BIC code HLFXGB31Y55

HLFXGB31Y55 belongs to Halifax (All UK Retail Offices) in Edinburgh, United Kingdom.

HLFXGB31Y55

Code details

SWIFT/BIC codeHLFXGB31Y55
8-character codeHLFXGB31
Branch codeY55
BankHalifax (All UK Retail Offices)
BranchPrivate Banking Edinburgh (114655
CityEdinburgh
CountryUnited Kingdom

How the Halifax (All UK Retail Offices) SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HLFX Bank code
4 letters that identify the bank.
GB Country code
2 letters for the country (ISO 3166).
31 Location code
2 characters for the city or region of the head office.
Y55 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch is behind BIC HLFXGB31Y55?

HLFXGB31Y55 is the SWIFT/BIC code of Private Banking Edinburgh (114655, a branch or department of Halifax (All UK Retail Offices) in Edinburgh, United Kingdom. Only use it if the account is held at this specific branch.

What happens if I use HLFXGB31Y55 with a typo?

The payment may be delayed, returned or charged extra fees. Always check HLFXGB31Y55 with the recipient before you confirm.

What is the cheapest way to send money to Halifax (All UK Retail Offices)?

Many banks add 1–3% to the exchange rate on top of a fee. Check what you receive in British Pound with transfer services before you send.

What does each part of HLFXGB31Y55 mean?

HLFX is the institution code of Halifax (All UK Retail Offices), GB is the ISO code of United Kingdom, 31 is the location code and Y55 identifies the department Private Banking Edinburgh (114655.

Does Halifax (All UK Retail Offices) have other SWIFT/BIC codes?

Yes – we list 7 SWIFT/BIC codes for Halifax (All UK Retail Offices) in United Kingdom. All of them are listed on the page of Halifax (All UK Retail Offices).

Can I use HLFXGB31 instead of HLFXGB31Y55?

HLFXGB31 points to the head office of Halifax (All UK Retail Offices), while HLFXGB31Y55 points to Private Banking Edinburgh (114655. For a normal transfer the head office code is usually fine, yet use HLFXGB31Y55 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.