SWIFT/BIC code HRTGGHACXXX
HRTGGHACXXX belongs to Heritage Bank Limited in Accra, Ghana.
Code details
| SWIFT/BIC code | HRTGGHACXXX |
|---|---|
| 8-character code | HRTGGHAC |
| Branch code | XXX |
| Bank | Heritage Bank Limited |
| Branch | Head office |
| City | Accra |
| Country | Ghana |
How the Heritage Bank Limited SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HRTG Bank code
- 4 letters that identify the bank.
- GH Country code
- 2 letters for the country (ISO 3166).
- AC Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code HRTGGHACXXX?
HRTGGHACXXX identifies the head office of Heritage Bank Limited in Accra, Ghana. Use it when a payment to Heritage Bank Limited does not need a specific branch.
What is the cheapest way to send money to Heritage Bank Limited?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Ghana with specialist providers before you send.
What do I need to send money to an account at Heritage Bank Limited?
You need the SWIFT/BIC code HRTGGHACXXX, the IBAN or local account number of the recipientand the name of the account holder. Ghana uses international SWIFT transfers, so always include the BIC.
What does each part of HRTGGHACXXX stand for?
HRTG is the bank code of Heritage Bank Limited, GH is the ISO code of Ghana, AC is the location code and XXX marks the main office.
Does Heritage Bank Limited use a single SWIFT/BIC code?
Yes – HRTGGHACXXX is the only SWIFT/BIC code we have for Heritage Bank Limited in Ghana, so you do not need to pick a branch code.
What happens if I use HRTGGHACXXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check HRTGGHACXXX with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.