SWIFT/BIC code HYVEDEMM320
HYVEDEMM320 belongs to Unicredit Bank AG (Hypovereinsbank) in Krefeld, Germany.
Code details
| SWIFT/BIC code | HYVEDEMM320 |
|---|---|
| 8-character code | HYVEDEMM |
| Branch code | 320 |
| Bank | Unicredit Bank AG (Hypovereinsbank) |
| Branch | — |
| City | Krefeld |
| Country | Germany |
The way the Unicredit Bank AG (Hypovereinsbank) SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HYVE Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- 320 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch is behind SWIFT/BIC code HYVEDEMM320?
HYVEDEMM320 identifies Unicredit Bank AG (Hypovereinsbank), a unit of Unicredit Bank AG (Hypovereinsbank) in Krefeld, Germany. Only use it if the account is held at this specific branch.
What is the cheapest way to send money to Unicredit Bank AG (Hypovereinsbank)?
Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.
Can I use HYVEDEMM instead of HYVEDEMM320?
HYVEDEMM points to the head office of Unicredit Bank AG (Hypovereinsbank), while HYVEDEMM320 points to Unicredit Bank AG (Hypovereinsbank). For a normal transfer the head office code is usually fine, yet use HYVEDEMM320 if the recipient asks for it.
What happens if I use HYVEDEMM320 with a typo?
The payment may be delayed, returned or charged extra fees. Always check HYVEDEMM320 with the recipient before you confirm.
Do I need HYVEDEMM320 to send euros to Germany?
Germany is part of the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need HYVEDEMM320.
How long does it take to send money to Unicredit Bank AG (Hypovereinsbank)?
SEPA payments in euros usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.