SWIFT/BIC code HYVEDEMM515
HYVEDEMM515 belongs to Unicredit Bank AG (Hypovereinsbank) in Bad Kreuznach, Germany.
Code details
| SWIFT/BIC code | HYVEDEMM515 |
|---|---|
| 8-character code | HYVEDEMM |
| Branch code | 515 |
| Bank | Unicredit Bank AG (Hypovereinsbank) |
| Branch | — |
| City | Bad Kreuznach |
| Country | Germany |
How the Unicredit Bank AG (Hypovereinsbank) SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- HYVE Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- MM Location code
- 2 characters for the city or region of the head office.
- 515 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which branch uses BIC HYVEDEMM515?
HYVEDEMM515 identifies Unicredit Bank AG (Hypovereinsbank), part of Unicredit Bank AG (Hypovereinsbank) in Bad Kreuznach, Germany. Use this branch code only when the recipient or their bank explicitly asks for it.
What happens if I use HYVEDEMM515 incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check HYVEDEMM515 with the recipient before you confirm.
Do I need HYVEDEMM515 for a euro transfer to Germany?
Germany is part of the SEPA area. For euro transfers the IBAN is usually enough. For other currencies you still need HYVEDEMM515.
How long does it take to send money to Unicredit Bank AG (Hypovereinsbank)?
Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 1–3 business days.
What is the cheapest way to send money to Unicredit Bank AG (Hypovereinsbank) in Germany?
Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send.
Can I use HYVEDEMM instead of HYVEDEMM515?
HYVEDEMM points to the head office of Unicredit Bank AG (Hypovereinsbank), while HYVEDEMM515 is Unicredit Bank AG (Hypovereinsbank). Most international transfers work with the head office code, but follow the instructions of the recipient if they mention HYVEDEMM515.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.