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SWIFT/BIC code HYVEDEMME38

HYVEDEMME38 belongs to Unicredit Bank AG (Hypovereinsbank) in Muenchen, Germany.

HYVEDEMME38

Code details

SWIFT/BIC codeHYVEDEMME38
8-character codeHYVEDEMM
Branch codeE38
BankUnicredit Bank AG (Hypovereinsbank)
BranchEac
CityMuenchen
CountryGermany

How the Unicredit Bank AG (Hypovereinsbank) SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

HYVE Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
MM Location code
2 characters for the city or region of the head office.
E38 Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC HYVEDEMME38?

The code HYVEDEMME38 belongs to Eac, a unit of Unicredit Bank AG (Hypovereinsbank) in Muenchen, Germany. Only use it if the recipient or their bank explicitly asks for it.

What happens if I use HYVEDEMME38 incorrectly?

The payment may be delayed, returned or charged extra fees. Always check HYVEDEMME38 with the recipient before sending.

What is the cheapest way to send money to Unicredit Bank AG (Hypovereinsbank) in Germany?

Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.

Do I need HYVEDEMME38 to send euros to Germany?

Germany is part of the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need HYVEDEMME38.

How long does a transfer to Unicredit Bank AG (Hypovereinsbank) take?

Euro transfers within SEPA usually arrive within one business day. Payments in other currencies can take 1–3 business days.

Can I use HYVEDEMM instead of HYVEDEMME38?

HYVEDEMM points to the head office of Unicredit Bank AG (Hypovereinsbank), while HYVEDEMME38 is Eac. Most international transfers work with the head office code, yet use HYVEDEMME38 if the recipient asks for it.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.