SWIFT/BIC code IBCLUS44XXX

IBCLUS44XXX belongs to International Bank of Commerce in Laredo,tx, United States.

IBCLUS44XXX

Code details

SWIFT/BIC codeIBCLUS44XXX
8-character codeIBCLUS44
Branch codeXXX
BankInternational Bank of Commerce
BranchHead office
CityLaredo,tx
CountryUnited States

The way the International Bank of Commerce SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

IBCL Bank code
4 letters that identify the bank.
US Country code
2 letters for the country (ISO 3166).
44 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code IBCLUS44XXX?

IBCLUS44XXX identifies the head office of International Bank of Commerce in Laredo,tx, United States. Use it when you send money to an account at International Bank of Commerce.

What is the best way to send money to International Bank of Commerce in United States?

Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in US Dollar with transfer services before you send.

Is IBCLUS44 and IBCLUS44XXX the same code?

Yes, they are. IBCLUS44 is the 8-character version of IBCLUS44XXX. The XXX at the end only refers to the head office, so both will reach International Bank of Commerce in Laredo,tx.

How long does a transfer to International Bank of Commerce take in United States?

An international SWIFT transfer usually takes 1–5 business days, because of intermediary banks and cut-off times. Money transfer services are often faster than a bank.

What do I need for a transfer to an account at International Bank of Commerce?

Have ready the SWIFT/BIC code IBCLUS44XXX, the account number or IBAN of the recipient, their full name and address. United States uses international SWIFT transfers, so always include the BIC.

What do the letters in IBCLUS44XXX stand for?

IBCL is the bank code of International Bank of Commerce, US is the ISO code of United States, 44 is the location code and XXX marks the head office.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.