SWIFT/BIC code IBSPIT2PK45
IBSPIT2PK45 belongs to Cassa di Risparmio del Veneto S.P.A. in Bergamo, Italy.
Code details
| SWIFT/BIC code | IBSPIT2PK45 |
|---|---|
| 8-character code | IBSPIT2P |
| Branch code | K45 |
| Bank | Cassa di Risparmio del Veneto S.P.A. |
| Branch | Dc Or Back Office Bergamo |
| City | Bergamo |
| Country | Italy |
How the Cassa di Risparmio del Veneto S.P.A. SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- IBSP Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 2P Location code
- 2 characters for the city or region of the head office.
- K45 Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind BIC IBSPIT2PK45?
IBSPIT2PK45 identifies Dc Or Back Office Bergamo, a unit of Cassa di Risparmio del Veneto S.P.A. in Bergamo, Italy. Only use it if the account is held at this specific branch.
Do I need IBSPIT2PK45 to send euros to Italy?
Italy is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you still need IBSPIT2PK45.
How long does it take to send money to Cassa di Risparmio del Veneto S.P.A. in Italy?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.
Can I use IBSPIT2P instead of IBSPIT2PK45?
IBSPIT2P points to the head office of Cassa di Risparmio del Veneto S.P.A., while IBSPIT2PK45 is Dc Or Back Office Bergamo. For a normal transfer the head office code is usually fine, but follow the instructions of the recipient if they mention IBSPIT2PK45.
What happens if I use IBSPIT2PK45 incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check IBSPIT2PK45 with the recipient before sending.
What is the cheapest way to send money to Cassa di Risparmio del Veneto S.P.A. in Italy?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.