SWIFT/BIC code ICBKCNBJSMM

ICBKCNBJSMM belongs to Industrial and Commercial Bank of China in Xiamen, China.

ICBKCNBJSMM

Code details

SWIFT/BIC codeICBKCNBJSMM
8-character codeICBKCNBJ
Branch codeSMM
BankIndustrial and Commercial Bank of China
BranchXiamen City Branch
CityXiamen
CountryChina

How the Industrial and Commercial Bank of China SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ICBK Bank code
4 letters that identify the bank.
CN Country code
2 letters for the country (ISO 3166).
BJ Location code
2 characters for the city or region of the head office.
SMM Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT code ICBKCNBJSMM?

ICBKCNBJSMM is the SWIFT/BIC code of Xiamen City Branch, a branch or department of Industrial and Commercial Bank of China in Xiamen, China. Only use it if the account is held at this specific branch.

What is the best way to send money to Industrial and Commercial Bank of China?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Chinese Yuan with specialist providers before you send – the difference can be large.

Can I use ICBKCNBJ instead of ICBKCNBJSMM?

ICBKCNBJ is the main office of Industrial and Commercial Bank of China, while ICBKCNBJSMM points to Xiamen City Branch. For a normal transfer the head office code is usually fine, yet use ICBKCNBJSMM if the recipient asks for it.

How long does a transfer to Industrial and Commercial Bank of China take?

An international SWIFT transfer usually takes 2–5 business days, depending on intermediary banks and cut-off times. Specialist transfer services are often quicker and cheaper.

What happens if I use ICBKCNBJSMM with a typo?

Your transfer can bounce, get stuck or cost extra. Double-check ICBKCNBJSMM against the details from Industrial and Commercial Bank of China before sending.

Which details do I need to send money to an account at Industrial and Commercial Bank of China?

Have ready the SWIFT/BIC code ICBKCNBJSMM, the account number or IBAN of the recipient, their full name and address. China is not part of SEPA, so always include the BIC.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.