SWIFT/BIC code ICRAITR1Q4S

ICRAITR1Q4S belongs to Banca di Credito Cooperativo Bergamasca e Orobica S.c. in Trescore Balneario, Italy.

ICRAITR1Q4S

Code details

SWIFT/BIC codeICRAITR1Q4S
8-character codeICRAITR1
Branch codeQ4S
BankBanca di Credito Cooperativo Bergamasca e Orobica S.c.
Branch—
CityTrescore Balneario
CountryItaly

The way the Banca di Credito Cooperativo Bergamasca e Orobica S.c. SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ICRA Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
R1 Location code
2 characters for the city or region of the head office.
Q4S Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC ICRAITR1Q4S?

ICRAITR1Q4S is the SWIFT/BIC code of Banca di Credito Cooperativo Bergamasca e Orobica S.c., a unit of Banca di Credito Cooperativo Bergamasca e Orobica S.c. in Trescore Balneario, Italy. Use this branch code only when the account is held at this specific branch.

What is the cheapest way to send money to Banca di Credito Cooperativo Bergamasca e Orobica S.c.?

Many banks add several percent to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.

How long does a transfer to Banca di Credito Cooperativo Bergamasca e Orobica S.c. take in Italy?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need ICRAITR1Q4S for a euro transfer to Italy?

Italy is part of the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need ICRAITR1Q4S.

Can I use ICRAITR1 instead of ICRAITR1Q4S?

ICRAITR1 is the head office of Banca di Credito Cooperativo Bergamasca e Orobica S.c., while ICRAITR1Q4S points to Banca di Credito Cooperativo Bergamasca e Orobica S.c.. For a normal transfer the head office code is usually fine, yet use ICRAITR1Q4S if the recipient asks for it.

What happens if I enter ICRAITR1Q4S with a typo?

The payment may be delayed, returned or charged extra fees. Double-check ICRAITR1Q4S against the details from Banca di Credito Cooperativo Bergamasca e Orobica S.c. before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.