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SWIFT/BIC code ICRAITR1Q4T

ICRAITR1Q4T belongs to Banca di Credito Cooperativo Bergamasca e Orobica S.c. in Urgnano, Italy.

ICRAITR1Q4T

Code details

SWIFT/BIC codeICRAITR1Q4T
8-character codeICRAITR1
Branch codeQ4T
BankBanca di Credito Cooperativo Bergamasca e Orobica S.c.
Branch—
CityUrgnano
CountryItaly

The way the Banca di Credito Cooperativo Bergamasca e Orobica S.c. SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ICRA Bank code
4 letters that identify the bank.
IT Country code
2 letters for the country (ISO 3166).
R1 Location code
2 characters for the city or region of the head office.
Q4T Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code ICRAITR1Q4T?

ICRAITR1Q4T identifies Banca di Credito Cooperativo Bergamasca e Orobica S.c., a branch or department of Banca di Credito Cooperativo Bergamasca e Orobica S.c. in Urgnano, Italy. Use this branch code only when the account is held at this specific branch.

Do I need ICRAITR1Q4T for a euro transfer to Italy?

Italy is part of the SEPA area. When you send euros the IBAN normally suffices. For other currencies you do need ICRAITR1Q4T.

How long does a transfer to Banca di Credito Cooperativo Bergamasca e Orobica S.c. take in Italy?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.

What does each part of ICRAITR1Q4T stand for?

ICRA is the bank code of Banca di Credito Cooperativo Bergamasca e Orobica S.c., IT stands for Italy, R1 is the location code and Q4T is the code of the department Banca di Credito Cooperativo Bergamasca e Orobica S.c..

What is the best way to send money to Banca di Credito Cooperativo Bergamasca e Orobica S.c.?

Many banks add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.

Can I use ICRAITR1 instead of ICRAITR1Q4T?

ICRAITR1 points to the head office of Banca di Credito Cooperativo Bergamasca e Orobica S.c., while ICRAITR1Q4T points to Banca di Credito Cooperativo Bergamasca e Orobica S.c.. For a normal transfer the head office code is usually fine, yet follow the instructions of the recipient if they mention ICRAITR1Q4T.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.