SWIFT/BIC code IDCTCH21XXX

IDCTCH21XXX belongs to Industrial and Commercial Trust AG in Alpnach, Switzerland.

IDCTCH21XXX

Code details

SWIFT/BIC codeIDCTCH21XXX
8-character codeIDCTCH21
Branch codeXXX
BankIndustrial and Commercial Trust AG
BranchHead office
CityAlpnach
CountrySwitzerland

How the Industrial and Commercial Trust AG SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

IDCT Bank code
4 letters that identify the bank.
CH Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank uses SWIFT/BIC code IDCTCH21XXX?

IDCTCH21XXX identifies the headquarters of Industrial and Commercial Trust AG in Alpnach, Switzerland. Use it when a payment to Industrial and Commercial Trust AG does not need a specific branch.

How long does it take to send money to Industrial and Commercial Trust AG?

Euro transfers within SEPA normally arrive the next business day. Transfers in other currencies can take 1–3 business days.

Do I need IDCTCH21XXX to send euros to Switzerland?

Switzerland is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. For other currencies you do need IDCTCH21XXX.

What do the letters in IDCTCH21XXX mean?

IDCT is the institution code of Industrial and Commercial Trust AG, CH stands for Switzerland, 21 is the location code and XXX means the head office.

Are IDCTCH21 and IDCTCH21XXX the same SWIFT code?

Yes, they are. IDCTCH21 is the short version of IDCTCH21XXX. XXX simply means head office, so both will reach Industrial and Commercial Trust AG in Alpnach.

What happens if I use IDCTCH21XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Always check IDCTCH21XXX with the recipient before sending.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.