SWIFT/BIC code INBBESM1XXX

INBBESM1XXX belongs to Banco Industrial de Bilbao, S.A. in Bilbao, Spain.

INBBESM1XXX

Code details

SWIFT/BIC codeINBBESM1XXX
8-character codeINBBESM1
Branch codeXXX
BankBanco Industrial de Bilbao, S.A.
BranchHead office
CityBilbao
CountrySpain

How the Banco Industrial de Bilbao, S.A. SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

INBB Bank code
4 letters that identify the bank.
ES Country code
2 letters for the country (ISO 3166).
M1 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank uses BIC INBBESM1XXX?

INBBESM1XXX identifies the head office of Banco Industrial de Bilbao, S.A. in Bilbao, Spain. Use it when a payment to Banco Industrial de Bilbao, S.A. does not need a specific branch.

What does each part of INBBESM1XXX stand for?

INBB is the institution code of Banco Industrial de Bilbao, S.A., ES is the ISO code of Spain, M1 is the code for the city or region and XXX means the main office.

What happens if I use INBBESM1XXX incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check INBBESM1XXX with the recipient before sending.

How long does a transfer to Banco Industrial de Bilbao, S.A. take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.

Do I need INBBESM1XXX to send euros to Spain?

Spain belongs to the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you still need INBBESM1XXX.

Is INBBESM1 and INBBESM1XXX the same code?

Yes. INBBESM1 is the 8-character version of INBBESM1XXX. The XXX at the end only refers to the head office, so both routes your payment to Banco Industrial de Bilbao, S.A. in Bilbao.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.