SWIFT/BIC code INGDNL21XXX

INGDNL21XXX belongs to ING Direct N.V. in Amsterdam, Netherlands.

INGDNL21XXX

Code details

SWIFT/BIC codeINGDNL21XXX
8-character codeINGDNL21
Branch codeXXX
BankING Direct N.V.
BranchHead office
CityAmsterdam
CountryNetherlands

The way the ING Direct N.V. SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

INGD Bank code
4 letters that identify the bank.
NL Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC INGDNL21XXX?

INGDNL21XXX is the SWIFT/BIC code of the headquarters of ING Direct N.V. in Amsterdam, Netherlands. Use it when you send money to an account at ING Direct N.V..

What is the cheapest way to send money to ING Direct N.V.?

Banks often add 1–3% to the exchange rate on top of a fee. Check what you receive in Euro with transfer services before you send.

Are INGDNL21 and INGDNL21XXX the same SWIFT code?

Yes. INGDNL21 is the 8-character version of INGDNL21XXX. The XXX at the end only refers to the head office, so both routes your payment to ING Direct N.V. in Amsterdam.

How long does a transfer to ING Direct N.V. take?

Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 1–3 business days.

Does ING Direct N.V. have a single SWIFT/BIC code?

Yes, INGDNL21XXX is the single SWIFT/BIC code listed for ING Direct N.V. in Netherlands, so you do not need to pick a branch code.

Do I need INGDNL21XXX to send euros to Netherlands?

Netherlands belongs to the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need INGDNL21XXX.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.