SWIFT/BIC code INSBMK22XXX
INSBMK22XXX belongs to Sparkasse Bank Makedonija Ad Skopje in Skopje, North Macedonia.
Code details
| SWIFT/BIC code | INSBMK22XXX |
|---|---|
| 8-character code | INSBMK22 |
| Branch code | XXX |
| Bank | Sparkasse Bank Makedonija Ad Skopje |
| Branch | Head office |
| City | Skopje |
| Country | North Macedonia |
How the Sparkasse Bank Makedonija Ad Skopje SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- INSB Bank code
- 4 letters that identify the bank.
- MK Country code
- 2 letters for the country (ISO 3166).
- 22 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind SWIFT/BIC code INSBMK22XXX?
The code INSBMK22XXX belongs to the main office of Sparkasse Bank Makedonija Ad Skopje in Skopje, North Macedonia. It is the code to use when a payment to Sparkasse Bank Makedonija Ad Skopje does not need a specific branch.
What do the letters in INSBMK22XXX mean?
INSB is the institution code of Sparkasse Bank Makedonija Ad Skopje, MK is the ISO code of North Macedonia, 22 is the location code and XXX means the head office.
Which details do I need to send money to an account at Sparkasse Bank Makedonija Ad Skopje?
You need the SWIFT/BIC code INSBMK22XXX, the IBAN or local account number of the recipientand the name of the account holder. North Macedonia is not part of SEPA, so always include the BIC.
How long does a transfer to Sparkasse Bank Makedonija Ad Skopje take in North Macedonia?
A SWIFT payment typically takes 1–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often quicker than a bank.
What happens if I use INSBMK22XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check INSBMK22XXX against the details from Sparkasse Bank Makedonija Ad Skopje before you confirm.
What is the best way to send money to Sparkasse Bank Makedonija Ad Skopje?
Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in North Macedonia with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.