SWIFT/BIC code IOBALKLCXXX
IOBALKLCXXX belongs to Indian Overseas Bank in Colombo, Sri Lanka.
Code details
| SWIFT/BIC code | IOBALKLCXXX |
|---|---|
| 8-character code | IOBALKLC |
| Branch code | XXX |
| Bank | Indian Overseas Bank |
| Branch | Head office |
| City | Colombo |
| Country | Sri Lanka |
The way the Indian Overseas Bank SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- IOBA Bank code
- 4 letters that identify the bank.
- LK Country code
- 2 letters for the country (ISO 3166).
- LC Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind SWIFT/BIC code IOBALKLCXXX?
The code IOBALKLCXXX belongs to the head office of Indian Overseas Bank in Colombo, Sri Lanka. Use it when a payment to Indian Overseas Bank does not need a specific branch.
What do the letters in IOBALKLCXXX mean?
IOBA is the bank code of Indian Overseas Bank, LK is the ISO code of Sri Lanka, LC is the location code and XXX marks the main office.
Which details do I need to send money to an account at Indian Overseas Bank?
You need the SWIFT/BIC code IOBALKLCXXX, the account number or IBAN of the recipientand the name of the account holder. Sri Lanka is not part of SEPA, so always include the BIC.
What is the best way to send money to Indian Overseas Bank?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Sri Lanka with transfer services before you send – the difference can be large.
Are IOBALKLC and IOBALKLCXXX the same SWIFT code?
Yes. IOBALKLC is the 8-character version of IOBALKLCXXX. XXX simply refers to the head office, so either version will reach Indian Overseas Bank in Colombo.
How long does it take to send money to Indian Overseas Bank?
A SWIFT payment typically takes 1–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often quicker and cheaper.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.