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SWIFT/BIC code ISBKDEFXKLM

ISBKDEFXKLM belongs to Isbank AG in Koeln, Germany.

ISBKDEFXKLM

Code details

SWIFT/BIC codeISBKDEFXKLM
8-character codeISBKDEFX
Branch codeKLM
BankIsbank AG
BranchIsbkdefxklm
CityKoeln
CountryGermany

The way the Isbank AG SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

ISBK Bank code
4 letters that identify the bank.
DE Country code
2 letters for the country (ISO 3166).
FX Location code
2 characters for the city or region of the head office.
KLM Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which branch uses SWIFT code ISBKDEFXKLM?

ISBKDEFXKLM identifies Isbkdefxklm, a unit of Isbank AG in Koeln, Germany. Only use it if the account is held at this specific branch.

What happens if I enter ISBKDEFXKLM incorrectly?

Your transfer can bounce, get stuck or cost extra. Double-check ISBKDEFXKLM with the recipient before you confirm.

Do I need ISBKDEFXKLM for a euro transfer to Germany?

Germany is part of the SEPA area. When you send euros the IBAN normally suffices and many banks fill in the BIC automatically. For other currencies you do need ISBKDEFXKLM.

How long does it take to send money to Isbank AG?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.

What is the cheapest way to send money to Isbank AG in Germany?

Many banks add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with transfer services before you send – the difference can be large.

What do the letters in ISBKDEFXKLM stand for?

ISBK is the bank code of Isbank AG, DE is the ISO code of Germany, FX is the code for the city or region and KLM is the code of the department Isbkdefxklm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.