SWIFT/BIC code ITBCGMGMXXX
ITBCGMGMXXX belongs to Bank Phb (Gambia) Limited in Banjul, Gambia.
Code details
| SWIFT/BIC code | ITBCGMGMXXX |
|---|---|
| 8-character code | ITBCGMGM |
| Branch code | XXX |
| Bank | Bank Phb (Gambia) Limited |
| Branch | Head office |
| City | Banjul |
| Country | Gambia |
How the Bank Phb (Gambia) Limited SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ITBC Bank code
- 4 letters that identify the bank.
- GM Country code
- 2 letters for the country (ISO 3166).
- GM Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind SWIFT code ITBCGMGMXXX?
ITBCGMGMXXX identifies the head office of Bank Phb (Gambia) Limited in Banjul, Gambia. It is the code to use when a payment to Bank Phb (Gambia) Limited does not need a specific branch.
What happens if I use ITBCGMGMXXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Always check ITBCGMGMXXX with the recipient before you confirm.
What does each part of ITBCGMGMXXX stand for?
ITBC is the bank code of Bank Phb (Gambia) Limited, GM is the ISO code of Gambia, GM is the code for the city or region and XXX means the head office.
What do I need to send money to an account at Bank Phb (Gambia) Limited?
You need the SWIFT/BIC code ITBCGMGMXXX, the IBAN or local account number of the recipient, their full name and address. Gambia is not part of SEPA, so always include the BIC.
How long does it take to send money to Bank Phb (Gambia) Limited?
A SWIFT payment usually takes 2–5 business days, because of intermediary banks and cut-off times. Specialist transfer services are often faster and cheaper.
Is ITBCGMGM and ITBCGMGMXXX the same SWIFT code?
Yes. ITBCGMGM is the short version of ITBCGMGMXXX. The XXX at the end only means head office, so both will reach Bank Phb (Gambia) Limited in Banjul.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.