SWIFT/BIC code JORUFI21XXX

JORUFI21XXX belongs to Joroisten Osuuspankki in Joroinen, Finland.

JORUFI21XXX

Code details

SWIFT/BIC codeJORUFI21XXX
8-character codeJORUFI21
Branch codeXXX
BankJoroisten Osuuspankki
BranchHead office
CityJoroinen
CountryFinland

The way the Joroisten Osuuspankki SWIFT/BIC is structured

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

JORU Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind BIC JORUFI21XXX?

JORUFI21XXX is the SWIFT/BIC code of the main office of Joroisten Osuuspankki in Joroinen, Finland. Use it when you send money to an account at Joroisten Osuuspankki.

What is the best way to send money to Joroisten Osuuspankki in Finland?

Banks often add 1–3% to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send – the difference can be large.

Do I need JORUFI21XXX to send euros to Finland?

Finland belongs to the SEPA area. When you send euros the IBAN normally suffices. For other currencies you still need JORUFI21XXX.

How long does a transfer to Joroisten Osuuspankki take in Finland?

SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 1–3 business days.

Are JORUFI21 and JORUFI21XXX the same SWIFT code?

Yes. JORUFI21 is the 8-character version of JORUFI21XXX. The XXX at the end only means head office, so both will reach Joroisten Osuuspankki in Joroinen.

Does Joroisten Osuuspankki have a single SWIFT/BIC code?

Yes, JORUFI21XXX is the only SWIFT/BIC code we have for Joroisten Osuuspankki in Finland, so you do not need to pick a branch code.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.