SWIFT/BIC code JOSSFI21XXX
JOSSFI21XXX belongs to Joensuun Seudun Osuuspankki in Joensuu, Finland.
Code details
| SWIFT/BIC code | JOSSFI21XXX |
|---|---|
| 8-character code | JOSSFI21 |
| Branch code | XXX |
| Bank | Joensuun Seudun Osuuspankki |
| Branch | Head office |
| City | Joensuu |
| Country | Finland |
How the Joensuun Seudun Osuuspankki SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- JOSS Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind SWIFT/BIC code JOSSFI21XXX?
JOSSFI21XXX identifies the main office of Joensuun Seudun Osuuspankki in Joensuu, Finland. It is the code to use when you send money to an account at Joensuun Seudun Osuuspankki.
What does each part of JOSSFI21XXX stand for?
JOSS is the institution code of Joensuun Seudun Osuuspankki, FI is the ISO code of Finland, 21 is the code for the city or region and XXX marks the main office.
What happens if I use JOSSFI21XXX with a typo?
The payment may be delayed, returned or charged extra fees. Always check JOSSFI21XXX against the details from Joensuun Seudun Osuuspankki before sending.
What is the cheapest way to send money to Joensuun Seudun Osuuspankki in Finland?
Banks often add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.
Are JOSSFI21 and JOSSFI21XXX the same code?
Yes. JOSSFI21 is the 8-character version of JOSSFI21XXX. XXX simply means head office, so either version will reach Joensuun Seudun Osuuspankki in Joensuu.
Do I need JOSSFI21XXX to send euros to Finland?
Finland is part of the SEPA area. When you send euros the IBAN is usually enough. For other currencies you do need JOSSFI21XXX.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.