SWIFT/BIC code KACBNG21XXX

KACBNG21XXX belongs to Nigeria Universal Bank Limited in Kaduna, Nigeria.

KACBNG21XXX

Code details

SWIFT/BIC codeKACBNG21XXX
8-character codeKACBNG21
Branch codeXXX
BankNigeria Universal Bank Limited
BranchHead office
CityKaduna
CountryNigeria

The way the Nigeria Universal Bank Limited SWIFT/BIC works

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

KACB Bank code
4 letters that identify the bank.
NG Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

Which bank is behind SWIFT/BIC code KACBNG21XXX?

KACBNG21XXX identifies the head office of Nigeria Universal Bank Limited in Kaduna, Nigeria. Use it when a payment to Nigeria Universal Bank Limited does not need a specific branch.

What does each part of KACBNG21XXX mean?

KACB is the institution code of Nigeria Universal Bank Limited, NG is the ISO code of Nigeria, 21 is the code for the city or region and XXX marks the main office.

What do I need for a transfer to an account at Nigeria Universal Bank Limited?

Have ready the SWIFT/BIC code KACBNG21XXX, the account number or IBAN of the recipientand the name of the account holder. Nigeria is not part of SEPA, so the BIC is required.

Are KACBNG21 and KACBNG21XXX the same code?

Yes, they are. KACBNG21 is the 8-character version of KACBNG21XXX. XXX simply refers to the head office, so both routes your payment to Nigeria Universal Bank Limited in Kaduna.

How long does a transfer to Nigeria Universal Bank Limited take?

An international SWIFT transfer usually takes 2–5 business days, because of correspondent banks and time zones. Money transfer services are often faster than a bank.

What happens if I use KACBNG21XXX incorrectly?

The payment may be delayed, returned or charged extra fees. Always check KACBNG21XXX with the recipient before you confirm.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.