SWIFT/BIC code KAHYDE31XXX
KAHYDE31XXX belongs to Valovis Bank AG in Essen, Germany.
Code details
| SWIFT/BIC code | KAHYDE31XXX |
|---|---|
| 8-character code | KAHYDE31 |
| Branch code | XXX |
| Bank | Valovis Bank AG |
| Branch | Head office |
| City | Essen |
| Country | Germany |
How the Valovis Bank AG SWIFT/BIC works
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- KAHY Bank code
- 4 letters that identify the bank.
- DE Country code
- 2 letters for the country (ISO 3166).
- 31 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT code KAHYDE31XXX?
KAHYDE31XXX identifies the head office of Valovis Bank AG in Essen, Germany. It is the code to use when you send money to an account at Valovis Bank AG.
What is the best way to send money to Valovis Bank AG in Germany?
Many banks add several percent to the exchange rate on top of a fee. Compare what you receive in Euro with transfer services before you send – the difference can be large.
What does each part of KAHYDE31XXX mean?
KAHY is the institution code of Valovis Bank AG, DE is the ISO code of Germany, 31 is the code for the city or region and XXX means the head office.
How long does a transfer to Valovis Bank AG take?
SEPA payments in euros normally arrive the next business day, instant payments within seconds. Payments in other currencies can take 2–4 business days.
Does Valovis Bank AG use a single SWIFT/BIC code?
Yes, KAHYDE31XXX is the only SWIFT/BIC code listed for Valovis Bank AG in Germany, so there is no branch code to choose.
Do I need KAHYDE31XXX for a euro transfer to Germany?
Germany is part of the SEPA area. When you send euros the IBAN is usually enough. If you send another currency you do need KAHYDE31XXX.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.