SWIFT/BIC code KALCHR2XXXX
KALCHR2XXXX belongs to Karlovacka Banka D.d. in Karlovac, Croatia.
Code details
| SWIFT/BIC code | KALCHR2XXXX |
|---|---|
| 8-character code | KALCHR2X |
| Branch code | XXX |
| Bank | Karlovacka Banka D.d. |
| Branch | Head office |
| City | Karlovac |
| Country | Croatia |
The way the Karlovacka Banka D.d. SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- KALC Bank code
- 4 letters that identify the bank.
- HR Country code
- 2 letters for the country (ISO 3166).
- 2X Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution uses SWIFT code KALCHR2XXXX?
The code KALCHR2XXXX belongs to the headquarters of Karlovacka Banka D.d. in Karlovac, Croatia. It is the code to use when you send money to an account at Karlovacka Banka D.d..
Does Karlovacka Banka D.d. have only one SWIFT/BIC code?
Yes, KALCHR2XXXX is the only SWIFT/BIC code listed for Karlovacka Banka D.d. in Croatia, so you do not need to pick a branch code.
Is KALCHR2X and KALCHR2XXXX the same code?
Yes, they are. KALCHR2X is the short version of KALCHR2XXXX. XXX simply means head office, so either version will reach Karlovacka Banka D.d. in Karlovac.
How long does it take to send money to Karlovacka Banka D.d. in Croatia?
SEPA payments in euros normally arrive the next business day. Transfers in other currencies can take 2–4 business days.
Do I need KALCHR2XXXX for a euro transfer to Croatia?
Croatia is part of the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need KALCHR2XXXX.
What happens if I use KALCHR2XXXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check KALCHR2XXXX with the recipient before you confirm.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.