SWIFT/BIC code KAOKFI21XXX
KAOKFI21XXX belongs to Kainuun Osuuspankki in Kajaani, Finland.
Code details
| SWIFT/BIC code | KAOKFI21XXX |
|---|---|
| 8-character code | KAOKFI21 |
| Branch code | XXX |
| Bank | Kainuun Osuuspankki |
| Branch | Head office |
| City | Kajaani |
| Country | Finland |
The way the Kainuun Osuuspankki SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- KAOK Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank is behind BIC KAOKFI21XXX?
KAOKFI21XXX is the SWIFT/BIC code of the main office of Kainuun Osuuspankki in Kajaani, Finland. Use it when you send money to an account at Kainuun Osuuspankki.
What does each part of KAOKFI21XXX mean?
KAOK is the institution code of Kainuun Osuuspankki, FI is the ISO code of Finland, 21 is the location code and XXX means the main office.
Does Kainuun Osuuspankki use only one SWIFT/BIC code?
Yes – KAOKFI21XXX is the only SWIFT/BIC code listed for Kainuun Osuuspankki in Finland, so there is no branch code to choose.
Is KAOKFI21 and KAOKFI21XXX the same SWIFT code?
Yes, they are. KAOKFI21 is the short version of KAOKFI21XXX. The XXX at the end only means head office, so either version routes your payment to Kainuun Osuuspankki in Kajaani.
Do I need KAOKFI21XXX to send euros to Finland?
Finland belongs to the SEPA area. For euro transfers the IBAN normally suffices. If you send another currency you do need KAOKFI21XXX.
How long does a transfer to Kainuun Osuuspankki take?
Euro transfers within SEPA normally arrive the next business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.