SWIFT/BIC code KAOPFI21XXX
KAOPFI21XXX belongs to Karvian Osuuspankki in Karvia, Finland.
Code details
| SWIFT/BIC code | KAOPFI21XXX |
|---|---|
| 8-character code | KAOPFI21 |
| Branch code | XXX |
| Bank | Karvian Osuuspankki |
| Branch | Head office |
| City | Karvia |
| Country | Finland |
The way the Karvian Osuuspankki SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- KAOP Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank is behind SWIFT/BIC code KAOPFI21XXX?
KAOPFI21XXX is the SWIFT/BIC code of the main office of Karvian Osuuspankki in Karvia, Finland. Use it when a payment to Karvian Osuuspankki does not need a specific branch.
Are KAOPFI21 and KAOPFI21XXX the same code?
Yes, they are. KAOPFI21 is the short version of KAOPFI21XXX. The XXX at the end only means head office, so both will reach Karvian Osuuspankki in Karvia.
Do I need KAOPFI21XXX for a euro transfer to Finland?
Finland is part of the SEPA area. For euro transfers the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you still need KAOPFI21XXX.
How long does a transfer to Karvian Osuuspankki take?
SEPA payments in euros usually arrive within one business day. Transfers in other currencies can take 2–4 business days.
What happens if I use KAOPFI21XXX incorrectly?
Your transfer can bounce, get stuck or cost extra. Double-check KAOPFI21XXX against the details from Karvian Osuuspankki before sending.
What do the letters in KAOPFI21XXX stand for?
KAOP is the institution code of Karvian Osuuspankki, FI stands for Finland, 21 is the location code and XXX means the head office.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.