SWIFT/BIC code KAOSFI21XXX
KAOSFI21XXX belongs to Karkolan Osuuspankki in Jarvela, Finland.
Code details
| SWIFT/BIC code | KAOSFI21XXX |
|---|---|
| 8-character code | KAOSFI21 |
| Branch code | XXX |
| Bank | Karkolan Osuuspankki |
| Branch | Head office |
| City | Jarvela |
| Country | Finland |
The way the Karkolan Osuuspankki SWIFT/BIC is structured
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- KAOS Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which bank uses SWIFT code KAOSFI21XXX?
KAOSFI21XXX identifies the head office of Karkolan Osuuspankki in Jarvela, Finland. It is the code to use when you send money to an account at Karkolan Osuuspankki.
What do the letters in KAOSFI21XXX mean?
KAOS is the institution code of Karkolan Osuuspankki, FI stands for Finland, 21 is the code for the city or region and XXX marks the main office.
Does Karkolan Osuuspankki use only one SWIFT/BIC code?
Yes, KAOSFI21XXX is the only SWIFT/BIC code listed for Karkolan Osuuspankki in Finland, so there is no branch code to choose.
What is the cheapest way to send money to Karkolan Osuuspankki in Finland?
Many banks add 1–3% to the exchange rate on top of a fee. Compare what you receive in Euro with specialist providers before you send.
What happens if I enter KAOSFI21XXX with a typo?
Your transfer can bounce, get stuck or cost extra. Always check KAOSFI21XXX against the details from Karkolan Osuuspankki before sending.
How long does a transfer to Karkolan Osuuspankki take?
Euro transfers within SEPA usually arrive within one business day, instant payments within seconds. Transfers in other currencies can take 2–4 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.