SWIFT/BIC code KAOUFI21XXX
KAOUFI21XXX belongs to Pohjanmaan Osuuspankki in Kauhava, Finland.
Code details
| SWIFT/BIC code | KAOUFI21XXX |
|---|---|
| 8-character code | KAOUFI21 |
| Branch code | XXX |
| Bank | Pohjanmaan Osuuspankki |
| Branch | Head office |
| City | Kauhava |
| Country | Finland |
The way the Pohjanmaan Osuuspankki SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- KAOU Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
What bank uses SWIFT/BIC code KAOUFI21XXX?
KAOUFI21XXX is the SWIFT/BIC code of the head office of Pohjanmaan Osuuspankki in Kauhava, Finland. Use it when you send money to an account at Pohjanmaan Osuuspankki.
Do I need KAOUFI21XXX for a euro transfer to Finland?
Finland belongs to the SEPA area. When you send euros the IBAN is usually enough and many banks fill in the BIC automatically. If you send another currency you do need KAOUFI21XXX.
How long does it take to send money to Pohjanmaan Osuuspankki?
SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.
Are KAOUFI21 and KAOUFI21XXX the same code?
Yes. KAOUFI21 is the short version of KAOUFI21XXX. XXX simply refers to the head office, so both routes your payment to Pohjanmaan Osuuspankki in Kauhava.
What happens if I enter KAOUFI21XXX with a typo?
Your transfer can bounce, get stuck or cost extra. Always check KAOUFI21XXX against the details from Pohjanmaan Osuuspankki before you confirm.
What is the cheapest way to send money to Pohjanmaan Osuuspankki?
Banks often add 1–3% to the exchange rate on top of a fee. Check the amount that arrives in Euro with transfer services before you send – the difference can be large.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.