SWIFT/BIC code KAUAFI21XXX

KAUAFI21XXX belongs to Karjalan Osuuspankki in Mynamaki, Finland.

KAUAFI21XXX

Code details

SWIFT/BIC codeKAUAFI21XXX
8-character codeKAUAFI21
Branch codeXXX
BankKarjalan Osuuspankki
BranchHead office
CityMynamaki
CountryFinland

The way the Karjalan Osuuspankki SWIFT/BIC is built up

A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:

KAUA Bank code
4 letters that identify the bank.
FI Country code
2 letters for the country (ISO 3166).
21 Location code
2 characters for the city or region of the head office.
XXX Branch code
3 characters for a specific branch. XXX means the head office.

Check before you send

  • Ask the recipient which bank and branch the account is held at.
  • Use the head office code (XXX) when no branch is specified.
  • Make sure the country in the code matches the country of the account.

Frequently asked questions

What bank is behind SWIFT code KAUAFI21XXX?

KAUAFI21XXX is the SWIFT/BIC code of the head office of Karjalan Osuuspankki in Mynamaki, Finland. Use it when you send money to an account at Karjalan Osuuspankki.

How long does it take to send money to Karjalan Osuuspankki?

SEPA payments in euros normally arrive the next business day. Payments in other currencies can take 2–4 business days.

Do I need KAUAFI21XXX for a euro transfer to Finland?

Finland is part of the SEPA area. For euro transfers the IBAN normally suffices. For other currencies you still need KAUAFI21XXX.

Are KAUAFI21 and KAUAFI21XXX the same SWIFT code?

Yes. KAUAFI21 is the 8-character version of KAUAFI21XXX. The XXX at the end only means head office, so both will reach Karjalan Osuuspankki in Mynamaki.

What happens if I use KAUAFI21XXX with a typo?

Your transfer can bounce, get stuck or cost extra. Always check KAUAFI21XXX with the recipient before you confirm.

Does Karjalan Osuuspankki use a single SWIFT/BIC code?

Yes – KAUAFI21XXX is the only SWIFT/BIC code we have for Karjalan Osuuspankki in Finland, so there is no branch code to choose.

Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.