SWIFT/BIC code KIOUFI21XXX
KIOUFI21XXX belongs to Kihnion Osuuspankki in Kihnio, Finland.
Code details
| SWIFT/BIC code | KIOUFI21XXX |
|---|---|
| 8-character code | KIOUFI21 |
| Branch code | XXX |
| Bank | Kihnion Osuuspankki |
| Branch | Head office |
| City | Kihnio |
| Country | Finland |
How the Kihnion Osuuspankki SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- KIOU Bank code
- 4 letters that identify the bank.
- FI Country code
- 2 letters for the country (ISO 3166).
- 21 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
Check before you send
- Ask the recipient which bank and branch the account is held at.
- Use the head office code (XXX) when no branch is specified.
- Make sure the country in the code matches the country of the account.
Frequently asked questions
Which institution is behind SWIFT code KIOUFI21XXX?
The code KIOUFI21XXX belongs to the head office of Kihnion Osuuspankki in Kihnio, Finland. It is the code to use when you send money to an account at Kihnion Osuuspankki.
What happens if I use KIOUFI21XXX with a typo?
The payment may be delayed, returned or charged extra fees. Always check KIOUFI21XXX against the details from Kihnion Osuuspankki before sending.
Are KIOUFI21 and KIOUFI21XXX the same SWIFT code?
Yes. KIOUFI21 is the 8-character version of KIOUFI21XXX. The XXX at the end only refers to the head office, so both routes your payment to Kihnion Osuuspankki in Kihnio.
Do I need KIOUFI21XXX to send euros to Finland?
Finland belongs to the SEPA area. For euro transfers the IBAN is usually enough. If you send another currency you still need KIOUFI21XXX.
How long does it take to send money to Kihnion Osuuspankki?
Euro transfers within SEPA usually arrive within one business day. Transfers in other currencies can take 1–3 business days.
What is the cheapest way to send money to Kihnion Osuuspankki in Finland?
Banks often add several percent to the exchange rate on top of a fee. Compare the amount that arrives in Euro with specialist providers before you send.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.